Deposit Rates

Savings Calculators
Loan RatesDeposit Rates

Rates effective as of 09/28/2023 and are subject to change.  Please contact the Credit Union to verify current rates.

Checking Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Business Checking
Dividend Rate
0.00%
APY*
0.00%
Min/Max Balance
$0
Basic Checking
Dividend Rate
0.00%
APY*
0.00%
Min/Max Balance
$0
Golden Opportunity Checking
Dividend Rate
0.02%
APY*
0.020%
Min/Max Balance
$5 min

Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Main Share
Dividend Rate
0.10%
APY*
-
0.100%
Min/Max Balance
$5 Min
Christmas Club Account
Dividend Rate
0.10%
APY*
-
0.100%
Min/Max Balance
$5,000 Max
Vacation Club Account
Dividend Rate
0.10%
APY*
-
0.100%
Min/Max Balance
$5,000 Max
Golden Opportunity Savings
Dividend Rate
0.12%
APY*
-
0.120%
Min/Max Balance
$5 Min
Business Savings
Dividend Rate
0.10%
APY*
0.100%
-
Min/Max Balance
$5 Min

Youth Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Youth Savings (0-18)
Dividend Rate
0.10%
APY*
-
0.100%
Min/Max Balance
$5.00 Min

Money Market Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Money Market Account
Dividend Rate
0.15%
APY*
-
0.150%
Min/Max Balance
$1,500.00 Min
Money Market Account
Dividend Rate
0.35%
APY*
-
0.351%
Min/Max Balance
$25,000.00 Min
Money Market Account
Dividend Rate
0.55%
APY*
-
0.551%
Min/Max Balance
$100,000.00 Min

Certificate of Deposit1

Account Type
Rate
APY*
Minimum balance
90-Day CD
Dividend Rate
.50%
APY*
-
.501%
Min/Max Balance
$500.00
6-Month CD
Dividend Rate
1.98%
APY*
-
2.000%
Min/Max Balance
$500.00
12-Month CD
Dividend Rate
2.47%
APY*
-
2.50%
Min/Max Balance
$500.00
13-Month CD
Dividend Rate
4.89%
APY*
-
5.00%
Min/Max Balance
$500.00
18-Month CD
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month CD
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month CD
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month CD
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month CD
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
90-Day IRA Certificate
Dividend Rate
0.50%
APY*
-
0.501%
Min/Max Balance
$500.00
6-Month IRA Certificte
Dividend Rate
1.98%
APY*
-
2.000%
Min/Max Balance
$500.00
12-Month IRA Certificate
Dividend Rate
2.47%
APY*
-
2.500%
Min/Max Balance
$500.00
13-Month IRA Certificate
Dividend Rate
4.89%
APY*
-
5.00%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

IRA

Account Type
Rate
APY*
Minimum balance
Traditional / Roth IRA
Dividend Rate
0.10%
APY*
-
0.100%
Min/Max Balance
N/A
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Important Information

*APY = Annual Percentage Yield

1An early withdrawal penalty may be assessed for early maturity. Early withdrawal penalty varies based on term. See Certificate and Disclosure Statement provided at account opening for more information.