Student Loans

Student Loans

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Brighten your way to a sunny future!

Hello has partnered with LendKey to provide our members with access to low-cost student loans and student loan refinancing products online. LendKey shares our mission of prioritizing people over profit and all student loan products available on the LendKey platform are funded by community lenders across America.

Enjoy a variety benefits with a student loan financed with LendKey.

Product Details

  • Simplified finances with one simple monthly payment
  • No origination fees or prepayment penalties
  • Various repayment options
  • Cosigner release option available

Loans for Current College Students

Private student loans from LendKey can be used to cover education costs including tuition, room and board, books, and other school-related expenses. Private student loans serve as a way for students and families to fill the funding gap between the cost of attending school and the number of federal loans, grants, and scholarships available to them.

It is important to note that cosigners can play a critical role in helping student borrowers to secure private student loans and qualify for a lower rate.

Apply in under 15 minutes!

Student Loan Refinancing for College Graduates

If you’re looking to lower your interest rate and monthly payments then it’s time to refinance. In just 5 minutes you can see what new rate you qualify for and how much you can save by refinancing* your student loans.

Check your rate in 5 minutes!

Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
No items found.

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
4.00%
APY*
-
4.074%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

*Refinancing Federal Student Loans: Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan.