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BauerFinancial, Inc. has acknowledged Hello Credit Union as a 5-star rated credit union for the 18th consecutive quarter!
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Hello Credit Union is one of the country's top 100 credit unions!
Whether you’re getting started with your first home purchase, building your dream home, or refinancing your existing home, we can help you find the perfect mortgage.
For a full fillable application, please click here.
Mary Raffield - NMLS # 2386755
Brettni Batiste - NMLS #2802973
Amanda Valdes - NMLS # 936813
Daphonia White - NMLS # 2423033
Jasmine Foster - NMLS #2620533
FHA: The FHA Streamline program may have stricter requirements in some states. In order to qualify for the FHA Streamline program, an immediate .5% minimum reduction in interest and mortgage insurance premium is required. Some states may require an appraisal.
VA: In order to qualify for a VA loan, an eligible veteran must be the main borrower on the loan. Eligible veterans are classified as either active duty (a veteran who is currently active in one of the five military branches or currently participating in the Reserves or National Guard) or retiree-discharged (a veteran who is honorably discharged from the military, Reserves or National Guard). Minimum service requirements vary based on service dates. Spouses of veterans are eligible as long as they’re classified as a “surviving spouse,” which requires that they’re a not-remarried surviving spouse of a veteran who died in active duty or from complications from service-related injuries. The VA will designate Dependents Indemnity Compensation (DIC) to valid “surviving spouse” claims. DIC designation from the VA should be obtained prior to application. Only surviving spouses collecting DIC are eligible to obtain a VA loan. VA Streamline: The VA Streamline program may have stricter requirements in some states. In order to qualify for the VA Streamline program, you must have a VA loan. The VA Streamline is only available on primary residences. Cash-out transactions are not allowed. In order to qualify for a VA Streamline, a 0.5% minimum reduction in interest rate on the previous fixed-rate loan must occur if the new loan will be a fixed rate or a 2% minimum reduction in interest rate on previous adjustable rate mortgage loan must occur; a minimum of 6 months of consecutive mortgage payments must be paid on the current loan at the time of application. Some states may require an appraisal. Additional restrictions/conditions may apply.
Rocket Mortgage is a VA-approved lender, not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.
