Mortgage

Mortgage

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Welcome to the home of your dreams.

ONE+ by Rocket MortgageTM

Whether you’re getting started with your first home purchase, building your dream home, or refinancing your existing home we can help you find the perfect mortgage.

  • Primary residences, second homes, and investment properties with financing terms/amortization up to 30-years
  • Conventional and high-balance (through Fannie and Freddie) with financing terms from 8-years to 30-years and each year in between
  • Home affordability programs (through Fannie and Freddie) such as Home Possible, Home Ready, and Borrow Smart, and an EXCLUSIVE Purchase Plus program.
  • Government loan solutions – FHA and VA (580 FICO minimum)
  • Manufactured homes
  • Jumbo products
  • Self-employed assist bank statement program

Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
No items found.

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
4.00%
APY*
-
4.074%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

*ONE+ by Rocket Mortgage: Client will be required to pay a 1% down payment, with the ability to pay a maximum of 3%, and Rocket Mortgage will cover an additional 2% of the client’s purchase price as a down payment, or $2,000. Maximum grant amount is $7,000. Offer valid on primary residence, conventional loan products only. Maximum loan amount of $350,000. Cost of mortgage insurance premium passed through to client effective January 2, 2024. Offer valid only for home buyers when qualifying income is less than or equal to 80% area median income based on county where property is located. Not available with any other discounts or promotions and cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Rocket Mortgage reserves the right to cancel/modify this offer at any time. Additional restrictions/conditions may apply.