Freedom Loan

Freedom Loan

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Yes! There’s light at the end of debt!

Break free from mounting debt and move to the sunnyside of money.

Apply for a Freedom Loan

How it works:

  • Transfer your smallest debt to our Freedom Loan 
  • Pay your normal monthly payment and every time you find an extra dollar, add it to your Freedom Loan
  • Move your next smallest debt to your Freedom Loan
  • Pay your normal monthly payment + the monthly payment you made on your first Freedom Loan + any extra dollars you find
  • Continue the process until all debts are paid

Rates

Type
dividend Rate
Term
APY*
APR*
Min / Max balance
Notes
Freedom Loan (Debt Consolidation)
Term (Months)
Dividend Rate
Up to 48
APY*
APR*
Prime + a Margin of
12.99%
-
17.99%
Min/Max Balance
Notes

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
4.00%
APY*
-
4.074%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.75%
APY*
-
2.785%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.273%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.510%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.764%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.018%
Min/Max Balance
$500.00

*APR = Annual Percentage Rate. Rates subject to change. Click to view complete listing of rates and effective date.