Credit Counseling

Debt Management Plans (DMP) can provide you with a repayment plan that you can afford for your credit cards, medical debts, collection accounts, and other unsecured debts. It is designed to eliminate or reduce high interest rates, consolidate your debt payments, eliminate over-limit charges and late fees, stop collection calls, and pay off your accounts within 5 years or less.

Payday Loan Assistance can get you an affordable repayment plan for your payday loans, AND, if you are a Florida resident, a 60-day deferment.

Debt Reduction Program (DRP) is a debt management plan that allows qualified members with eligible accounts to repay only 50% of their debt over 36 months with 0% interest and no collection calls or creditor fees.

Housing Counseling is administered by HUD Certified Housing Counselors. First-time homebuyers' education, rental, and eviction counseling services are provided, and a bilingual HUD counselor is available to assist with your needs.

Student Loan Counseling will help you identify the options available to repay your federal student loans.

Bankruptcy Counseling and Education can provide you with the counseling and educational certificates required to file bankruptcy and have your debts discharged.