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Credit Counseling

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Improve Your Credit

Hello has partnered with Debt Management Credit Counseling Corp. to provide our members with credit counseling services to help you gain control of your financial situation.

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Debt Management Plans

Debt Management Plans (DMP) can provide you with a repayment plan that you can afford for your credit cards, medical debts, collection accounts, and other unsecured debts. It is designed to eliminate or reduce high-interest rates, consolidate your debt payments, eliminate over-limit charges and late fees, stop collection calls, and pay off your accounts within 5 years or less.

Payday Loan Assistance

Payday Loan Assistance can get you an affordable repayment plan for your payday loans; PLUS, if you are a Florida resident, a 60-day deferment.

Debt Reduction Program

Debt Reduction Program (DRP) is a debt management plan that allows qualified members with eligible accounts to repay only 50% of their debt over 36 months with 0% interest and no collection calls or creditor fees.

Student Loan Counseling

Student Loan Counseling will help you identify the options available for the repayment of your federal student loans.

Bankruptcy Counseling & Education

Bankruptcy Counseling and Education can provide you the counseling and educational certificates required to file bankruptcy and have your debts discharged.

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