BreEZy Cash Loan

BreEZy Cash Loan

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Life happens. BreEZy Cash helps.

Get the cash you need in less than 60 seconds with no credit check required

Get BreEZy Cash

School supplies. Groceries. An unexpected car repair. Whatever pops up, BreEZy Cash can give your budget a little breathing room. Get the cash you need in less than 60 seconds with no credit check required, and build — or rebuild — your credit without worrying about high-interest payments.1 

  • Borrow up to $2,0002
  • Apply online anytime, anywhere via Online and Mobile Banking
  • No credit check required
  • Instant loan decision 
  • Funds deposited in less than 60 seconds
  • Repayment terms up to 18 months3

Get the cash you need in less than 60 seconds!

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No credit check required.

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Rates

Type
dividend Rate
Term
APY*
APR*
BreEZy Cash Loan
Term (Months)
Dividend Rate
6-18 months
APY*
APR*
Prime + a Margin of
18.00%
-

IRA Certificate Rates

Account Type
Rate
APY*
Minimum balance
12-Month IRA Certificate
Dividend Rate
2.72%
APY*
-
2.75%
Min/Max Balance
$500.00
18-Month IRA Certificate
Dividend Rate
2.47%
APY*
-
2.50%
Min/Max Balance
$500.00
24-Month IRA Certificate
Dividend Rate
2.25%
APY*
-
2.27%
Min/Max Balance
$500.00
36-Month IRA Certificate
Dividend Rate
1.50%
APY*
-
1.51%
Min/Max Balance
$500.00
48-Month IRA Certificate
Dividend Rate
1.75%
APY*
-
1.76%
Min/Max Balance
$500.00
60-Month IRA Certificate
Dividend Rate
2.00%
APY*
-
2.02%
Min/Max Balance
$500.00

1Must be a member for a minimum of 6 months. This loan type requires direct deposit into your Hello CU account. If qualified, available loan amounts are based on a percentage of your average monthly income over the prior 60 days. Members must maintain good standing with Hello CU to qualify for subsequent loan requests, and the loan must be paid in full before subsequent requests can be processed. An application fee of $25 applies to loans.  If your loan request is denied, cancelled, or withdrawn, the fee will be deducted from any of your accounts as agreed in your Membership Agreement and Disclosures.

2Maximum loan amount for first time use of this loan service is $1,000. After on time repayment, members may borrow up to $2,000 on subsequent BreEZy loans. 

3Repayment terms based on loan amount. Max repayment term on loans up to $750 is 6 months. Max repayment term on loan up to $1,250 is 12 months. Max repayment terms on loans up to $2,000 is 18 months.

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