Holiday Loan

¹ Must be a member for a minimum of six months. This loan type requires direct deposit into your Hello CU account. If qualified, available loan amounts are based on a percentage of your average monthly income. Members must maintain good standing with Hello CU in order to qualify for subsequent loan requests and the loan must be paid in full before subsequent requests can be processed. An application fee of $25 applies to loans. The application fee must be paid by the member and cannot come from loan proceeds. If your loan request is denied, cancelled, or withdrawn, the fee will be deducted from any of your accounts as agreed in your Membership Agreement and Disclosures.

²Maximum loan amount for first time use of this loan service is $2,000.

³Repayment terms based on loan amount. Max repayment term on loans up to $750 is 6 months. Max repayment term on loan up to $1,250 is 9 months. Max repayment terms on loans up to $2,000 is 11 months.