¹Offer available to individuals who meet specific credit union criteria for auto loan refinancing. To qualify for the $50 incentive, the borrower must be approved for a refinanced auto loan with the credit union. If the refinanced loan does not reduce the borrower’s monthly payment by at least $50 compared to their current payment, the borrower will receive a one-time $50 incentive. Payment reduction may be the result of an extended loan term. Current auto loan must be with another financial institution. Loan approval subject to creditworthiness, vehicle valuation, and verification of current loan terms. Membership required. Offer valid for a limited time and may be withdrawn or changed at any time without notice. Incentive will be provided within 30 days of application decision if eligibility criteria are met.

²APR = Annual Percentage Rate