APR = Annual percentage rate. Promotional terms available for new and used automobile loans up to $75,000 on
model years 2020 or newer, including loans refinanced from other institutions. Promotional terms are not available
for loans currently held by Hello Credit Union. Minimum credit score of 670 required and credit standards apply.
Loan approval, promotional terms, rates, and loan term are subject to creditworthiness. Interest will begin to accrue
the date the loan is funded. First payment due no later than 90 days after loan funding. Promotion may limit
purchased GAP coverage. See GAP addendum for details. Promotion subject to termination at any time.